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American Heritage Bank is described as the oldest family-owned and operated community bank in St. Cloud, Minnesota, since 1881, with six locations including Clearwater, Avon, Long Prairie and Browerville. It is also known as the Log Bank, with both St. Cloud locations constructed from full-sized cut pine logs occupying 30,000 square feet. The bank supports local Minnesota communities and main street businesses.

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BankVista is an independent community bank serving businesses and consumers in Central Minnesota and beyond, with locations in Sartell, Mankato, and Chaska, Minnesota. It offers business and personal checking and savings accounts, loans, credit cards, and digital banking services.

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